thetigersnameistony asked: I am trying to understand my credit situation better so I can fix it. I get a lot of conflicting responses and am not sure what to do.
I have a huge child support debt from about 9 years ago (I am 30) when I was in a situation in which I was unable to work. It is about $16,000. I have been paying on it for years and finally got the interest dropped last month so that my payments actually affect the balance.
I have a judgement to my apartment complex for about $3,000 (which was paid in full.) This was from last year.
I have never had a credit card and have no loans or anything. My credit report lists my 3 child support cases as my 3 accounts.
When I paid for my score it said I was unable to be scored, though in an answer to another question I asked someone said I do have a credit score but its probably low.
Will the public records affect my score and how so. Since I paid the judgement to my apartment complex in full, should that be refected somewhere on my report?
Caffeinated Content
